thats with 10% off from doing the CAT driver training
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just got a quote from CCI
Full no claims
Garaged
5000 miles per year
£575.00 with brakes and suspension upgrades, 5 track days
£500 excess
£75.00 windscreen
only trouble, no 3 party if I want to jump in another car
I got a quote from CCI about 12 months ago, but the small print in the policy wording was did not favour the road near Adenau.
Maybe their wording has changed, or maybe they just didn't like me :hahaha:
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Seems that way these days, THANX to the Sad-Xso crowd :banghead:... if you have a German registered car however U are automatically covered @ the Ring :thumbs:Originally posted by glendog74 View PostVery few insurers like that road after all...!
Hmmm :smt017 CSL Ring insurance solutions :whistle:
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Well that question certainly seemed to kill the thread :hahaha::hahaha::hahaha:Just been quoted £820 from Admiral, limited to 5k per year, with the AP`s, KW and sport cats listed + have an SP30 3 points.
But Ring named as exclusion. Is there any companies that will include the Ring??
What is CCI stance?
I cant imagine any insurance company saying 'we will insure you for TF at the Ring' but there are still some insurance companies that dont specifically exclude the Ring, which probably gives you a fighting chance if you do have a mishap.
I too am still wondering what CCI stance is, maybe silence says it all.
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CCI don't cover the Ring - as per most other insurers. The ones who may not yet exclude the Ring are probably the type of insurer who wont insure a CSL anyway :whistle:Originally posted by Mark S View PostWell that question certainly seemed to kill the thread :hahaha::hahaha::hahaha:
I cant imagine any insurance company saying 'we will insure you for TF at the Ring' but there are still some insurance companies that dont specifically exclude the Ring, which probably gives you a fighting chance if you do have a mishap.
I too am still wondering what CCI stance is, maybe silence says it all.
To get Ring specific insurance you need to go with MORIS (Everitt Boles) or similar. It's not cheap though...
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Out of interest, do all on here who are insured with CCI know this?Originally posted by glendog74 View PostCCI don't cover the Ring - as per most other insurers.
So hypothetically, if I were to have a crash at the ring (assuming it was the other persons fault) with someone on here who is insured with CCI and knowingly drives on the ring without *any* insurance, I'd be screwed and would have to sue them to reclaim any damage to my car (or worse, myself or a passenger).
Is this fair? Worthy of discussion.
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Originally posted by Steve Gill View PostOut of interest, do all on here who are insured with CCI know this?
So hypothetically, if I were to have a crash at the ring (assuming it was the other persons fault) with someone on here who is insured with CCI and knowingly drives on the ring without *any* insurance, I'd be screwed and would have to sue them to reclaim any damage to my car (or worse, myself or a passenger).
Is this fair? Worthy of discussion.
Not really true steve, The other person is technically insured 3rd party through the legal obligation of the insurance company even though it says they are not insured so to speak. You would be paid out by their insurance but they would have to repair their own car, then their insurance company "could" try to reclaim cost of payout from their customer.
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The other person is technically insured 3rd party through the legal obligation of the insurance company even though it says they are not insured so to speak. You would be paid out by their insurance but they would have to repair their own car, then their insurance company "could" try to reclaim cost of payout from their customer.
Thats a scary thought.
I could tell the wife
'i caused a big crash, the car is written-off and we are not insured so we have lost £25k . . . . . '
but it would be difficult to add
. . . . . . . 'and when our insurance company has paid-out the personal injury claims and repairs to the other cars they will be coming to take everything else that we own'
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That's what will have happened to a British M5 driver recently after he caused a 6 car crash - the bill was probably circa €400,000...Originally posted by Mark S View PostThats a scary thought.
I could tell the wife
'i caused a big crash, the car is written-off and we are not insured so we have lost £25k . . . . . '
but it would be difficult to add
. . . . . . . 'and when our insurance company has paid-out the personal injury claims and repairs to the other cars they will be coming to take everything else that we own'
I think probably the vast majority of non-German insured drivers at the Ring drive the TF uninsured.
On UK track days of course, someone can crash into you and write off your car but is still not liable to pay you a single penny towards repair. That's why i have track insurance...
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