What level is your BMW Insured Warranty & Excess?

[Dan_csl]

As above, I'm looking at getting it sorted and today spoke with BMW to get a quote, must say I'm quite pleased as to how nice they were to speak to and how easy it was to get a quote :thumbs:

Can you vote on the options above and quote which Excess you have, just interested to see people's opinions of what needs covering, I have an incling (sp) as to which one I'm going to go for but just want to see

Thanks :thumbs:

[anissut]

Pay mine monthly. £77 and £100 excess for each visit. Starting to wonder what's the point, I only drive it 2.5k miles a year and it hasn't needed to go in yet. Think I've got clutch slip but will give it a good ragging first to see if it goes before sending it in.

[DuncanR]

I have Comprehensive , buggered if I know why as most of the car is in bits in the Fatherland, or in a box in my workshop ! However, my recent head gasket was covered, and quotes to repair it ranged from £2,500 down to £600, with BMW in the mid range at £1,300. My premium is £87 per month incl. the Tax, so that x 12 months = £1,044 means im in pocket !:supz: Policy excess is £0.
It includes Emergency Service, so im covered twice there as I also have ADAC cover. :banghead:
Extract from the terms and conditions. "The BMW Warranty will not cover - an insured vehicle used for courier or private hire services,track days, off road use, competitions or racing of any kind.":whistle:

I got around this ... I Tippexed it out !:thumbs:

Makes you wonder why BMW have an M Sport department !

[mattCSLnut]

My BMW Insured Warranty was kindly paid for by the previous owner (THANX Jeff :thumbs: )... Named Components with £250 excess due to my CSL being over 60 000 at the time of renewal. It excludes the Emergency Service but that's OK as I have a Pan European RAC brake down cover as well as ADAC+ Pan European cover (although that's mainly for FREE Nurburgring recovery.) The renewal premium is going to be £1188 when this runs out in Sep. 2010, up from £951 for a Comprehensive, £0 excess cover it had the year before.

[SpineOnABap]

Comp no Excess. £80 odd a month from memory.

[DuncanR]

Comp no Excess. £80 odd a month from memory.

Be same as me then SOB, £87 pm

[Sailorbaz]

Comp no Excess. £80 odd a month from memory.

x2

Mine got a new Diff last year, an Exhaust bracket (even though its got a Milltek fitted) and something else, which I...oh yeah, an Alarm Siren which took the best part of the day as all the wiper mechanism, airbox and other kinds of stuff had to come out. :thumbs:

[Yanto_csl]

Yep, comp for me - c. £80 pm

[karbonkid]

Wheres the option for not having one? :smt018

I've saved hundreds £... by the sound of it & have enough to buy a second CSL now! :-D




...untill something goes pop!

[Bounce]

Fully comp,100quid excess,with em service.

[s.mac]

Fully comp,100quid excess

same as

[cslgirl]

Where is the option for none?

I have the oil changed twice as often as necessary. The car is low mileage (31k) and full bmw service history. Been using the same dealer for 5 years and any problems we have had out of warranty e.g. a leak on the diff (driveshaft) was done on goodwill. That was on inspection 1.

Have had no problems in 27,000 miles. My husbands motorbike (2007 GS1200 adventure) is the same, full service history, problem with the ECU - would have been £1000+ but got it on goodwill.

BMW seem to warrant their products out of warranty as long as they are low mileage and have full main dealer BMWSH. As far as I know, as long as you have FBMWSH you can buy the insurance policy for it.

[Lee13]

Fully comp £0 excess. A big expense for a low mileage car sitting in the garage. I frightened to cancel it in case a spark her up and she blows a gasket:bigcry: So the £0 excess warranty will stay just in case!

[Dan_csl]

My BMW Insured Warranty was kindly paid for by the previous owner (THANX Jeff :thumbs: )... Named Components with £250 excess due to my CSL being over 60 000 at the time of renewal. It excludes the Emergency Service but that's OK as I have a Pan European RAC brake down cover as well as ADAC+ Pan European cover (although that's mainly for FREE Nurburgring recovery.) The renewal premium is going to be £1188 when this runs out in Sep. 2010, up from £951 for a Comprehensive, £0 excess cover it had the year before.

£1200!! Will you be renewing it mate, I know you've said your car has had a lot done under warranty in the past but have you needed anything since owning it?

Wheres the option for not having one? :smt018

I've saved hundreds £... by the sound of it & have enough to buy a second CSL now! :-D


...untill something goes pop!

How long have you had yours then and how many miles do you do in it a year?

Fully comp,100quid excess,with em service.

What's em service? The Emergenyc Breakdown?

Where is the option for none?

I have the oil changed twice as often as necessary. The car is low mileage (31k) and full bmw service history. Been using the same dealer for 5 years and any problems we have had out of warranty e.g. a leak on the diff (driveshaft) was done on goodwill. That was on inspection 1.

Have had no problems in 27,000 miles. My husbands motorbike (2007 GS1200 adventure) is the same, full service history, problem with the ECU - would have been £1000+ but got it on goodwill.

BMW seem to warrant their products out of warranty as long as they are low mileage and have full main dealer BMWSH. As far as I know, as long as you have FBMWSH you can buy the insurance policy for it.

Sorry I didn't think to put one up for none! lol

My car has had a Xenon Control unit (I think, that might have been my old M3 :bigcry but it did have a Diff replaced at 30k miles (11k ago now) I don't know whether or not that would have been done under warranty!?

When you say 'goodwill' is that free or you give them a 'drink' towards it?

[mattCSLnut]

£1200!! Will you be renewing it mate, I know you've said your car has had a lot done under warranty in the past but have you needed anything since owning it?

Probably ... but I might find out first how much the "Driveline" only cover is going to be, as at the end of the day, these are the most important and expansive components to fix, when they go wrong.
Since buying my CSL the only thing so far that needed fixing was the Alternator @ around £600 fitted, which was covered under warranty :thumbs: