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I've just re insured Cesil

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    I've just re insured Cesil

    Thought I'd share

    After a renewal quote of £418 including Euro breakdown and legal cover I rang around. I'm with Classicline. Last year value was set at £25k. This year I've put it at 35k value. This put Classicline up to £456.
    Adrian flux came in at £383 with euro breakdown and 35k value. So I put the emailed quote to Classicline and they have matched the quote. 👍🏼👍🏼👍🏼 They want another £20 for an agreed value which lasts for 2 years.

    For a 36 year old I'm quite chuffed with that.

    #2
    That's a good quote & sensible Agree value :smokin: Well played Sir :beer:
    IMHO Classic line are a better choice CSL insurance of the two :whistle:
    FYI you can save the £20 by getting an independent valuation from a BMW garage / Club or Specialist Motor trade which you then forward via e.mail to C.L. with 6 pix of your Cecil IIRC.

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      #3
      Originally posted by J2LTB
      Thought I'd share

      After a renewal quote of £418 including Euro breakdown and legal cover I rang around. I'm with Classicline. Last year value was set at £25k. This year I've put it at 35k value. This put Classicline up to £456.
      Adrian flux came in at £383 with euro breakdown and 35k value. So I put the emailed quote to Classicline and they have matched the quote. ������������ They want another £20 for an agreed value which lasts for 2 years.

      For a 36 year old I'm quite chuffed with that.
      Agreed value a little low IMO

      £45K would be needed to replace her should the unmentionable happen.

      Comment


        #4
        Originally posted by mattCSLnut View Post
        That's a good quote & sensible Agree value :smokin: Well played Sir :beer:
        IMHO Classic line are a better choice CSL insurance of the two :whistle:
        FYI you can save the £20 by getting an independent valuation from a BMW garage / Club or Specialist Motor trade which you then forward via e.mail to C.L. with 6 pix of your Cecil IIRC.
        To be honest Matt it seems the easiest way to do it for me. Cars tucked away at the mo. £20 and pics is easy. Cheers though. They have said to fill the forms in and send back via post but I can email the pictures.

        Regards the value . It's in top condition now and fbmw history. But 114k. Tricky price point . It's still a decent figure. But your right to replace it tomorrow I'd struggle at that price :banghead:

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          #5
          Went with Flux last year as I needed someone to reflect my full no claims on my other car.

          Robbing gits! They charged me £60 for an agreed value.

          Classic Line quote that will need confirming 30 days prior to renewal is 50% of Flux

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            #6
            Originally posted by J2LTB View Post

            Regards the value . It's in top condition now and fbmw history. But 114k. Tricky price point . It's still a decent figure. But your right to replace it tomorrow I'd struggle at that price :banghead:

            No harm in pushing CL to raise your agreed value.

            £20 squid and a few iphone pics :smokin:

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              #7
              Originally posted by pops View Post
              Went with Flux last year as I needed someone to reflect my full no claims on my other car.

              Robbing gits! They charged me £60 for an agreed value.

              Classic Line quote that will need confirming 30 days prior to renewal is 50% of Flux
              It's exactly what I was implying in my previous replay mate
              The real nightmare with Flux begins if you're unfortunate to have to make a claim with them :banged: Their poor reputation is well documented online :clown:

              Comment


                #8
                Originally posted by J2LTB View Post
                Regards the value . It's in top condition now and fbmw history. But 114k. Tricky price point . It's still a decent figure. But your right to replace it tomorrow I'd struggle at that price :banghead:
                The 114K mileage shouldn't effect the agreed value too much. At the end of the day it's still effectively below average mileage for a 13 year old car and it's not as if CSLs are as fragile as the Red Racing Fiats
                The way I see it with agreed value is... if the worst were to happen tomorrow what's out there at present that would be comparable on condition & provenance as a replacement :smokin:

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                  #9
                  !

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                    #10
                    I think I'm right in saying Classicline are one of the only company's to offer the use of NCB on a classic policy. Plus you earn NCD with them 👍🏼

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                      #11
                      !

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                        #12
                        Originally posted by Gazza View Post
                        Perhaps I should clarify, I don't need to use NCB with RH Classics, do Classicline offer the same ?
                        Gazza

                        CL are the same, no NCB asked for.

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                          #13
                          When I was with RH classics, they wouldnt retain my NCB so it'd expire after two years.

                          Classic line allow NCB retention.

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                            #14
                            !

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