Agreed upon value insurance policies

[bagger]

Read through the entire thread and appreciate all the insights. How is everyone valuing their car? I have a spreadsheet that has every dollar I spent on the car including purchase price. Is that the number you want to go with for agreed upon value? And man, after looking at my spreadsheet, I spent a lot of money on this car (but I love it)!

[Nate047]

You’re a madman lol I never understood why people want to be confronted with the black and white reality of how insane a hobby cars are.

[BlueBimmers]

Read through the entire thread and appreciate all the insights. How is everyone valuing their car? I have a spreadsheet that has every dollar I spent on the car including purchase price. Is that the number you want to go with for agreed upon value? And man, after looking at my spreadsheet, I spent a lot of money on this car (but I love it)!

Pretty sure the number has to be reasonable, and obviously the premium goes up the higher the amount you request. If you want a gauge and your car is clean, use something between the Hagerty condition 2 and condition 3 value.