Agreed upon value insurance policies

[D-O]

I currently have Hagerty but plan to switch to Grundy due to the massive price difference. I’ve talked with my agent extensively about it and he told me Grundy doesn’t have a mileage limit, they just require you to garage the “specialty” vehicle(s) and have a newer daily driver — all of which is pretty standard with these types of policies.

Sounds pretty good. Thanks.

[Tbonem3]

I currently have Hagerty but plan to switch to Grundy due to the massive price difference. I’ve talked with my agent extensively about it and he told me Grundy doesn’t have a mileage limit, they just require you to garage the “specialty” vehicle(s) and have a newer daily driver — all of which is pretty standard with these types of policies.

I can confirm. Other rules would be like the use of the vehicle. Only meets/shows/cruising, no work/errands/commute

Even with the inflation and massive insurance hikes lately, my Grundy policy on the e46 m3 has been about $350 for the year for like 5 years now. That's for $35k value iirc.

[fattycharged]

I can confirm. Other rules would be like the use of the vehicle. Only meets/shows/cruising, no work/errands/commute

Even with the inflation and massive insurance hikes lately, my Grundy policy on the e46 m3 has been about $350 for the year for like 5 years now. That's for $35k value iirc.

Jeez, I need to look into these…I know I pay an obscene amount for things that just sit


Sent from my iPhone using Tapatalk

[rbizet]

FWIW transferred my 996 to Hagerty with an agreed value of $120k and cost is about $1.2k in San Diego and a mileage limit of 2k a year. I have a 16 year old driver in the household now, so had to protect that car from a massive policy increase.

[bimmerfan08]

FWIW transferred my 996 to Hagerty with an agreed value of $120k and cost is about $1.2k in San Diego and a mileage limit of 2k a year. I have a 16 year old driver in the household now, so had to protect that car from a massive policy increase.

What 996 do you own that the value is $120K?

[Will]

What 996 do you own that the value is $120K?

My guess: GT3

[rbizet]

Yes 996.2 GT3

[bimmerfan08]

Yes 996.2 GT3

Figured so. Great choice! Any pics?

[rbizet]

Sure, not Phoenix yellow like your avatar pic but speed yellow.

[mr pete]

Sure, not Phoenix yellow like your avatar pic but speed yellow.

This gen GT3 may be my absolute favorite. I had a go in one and it was a blast. Love the color!

Hagerty is expensive. Didn't realize how expensive it was until I just got a quote from Grundy. Grundy it is.

[Maxima SE]

Grundy is way cheaper than Hagerty. I have been with Grundy for several years and my premium is half of what hagerty quoted me.

[Chas3n]

Grundy is way cheaper than Hagerty. I have been with Grundy for several years and my premium is half of what hagerty quoted me.

I would implore you to chat with an underwriter at Grundy. I've had to stop selling their policies due to their lack of coverage.

The price is 1/5 of Hagerty for a reason.


Sent from my iPhone using Tapatalk Pro

[Chas3n]

Hagerty just dropped me for getting 3 tickets in 3 years.

I had gotten 2 really close together, like a month apart back in summer of 22, and then I got another one beginning of this year.

2 of them are literally for doing 75 in a 65, but apparently it doesn't matter.

So, I have to park the M3 for like 6 months and then reapply.

Safeco is who you should be looking up, then. They're more tolerant than Hagerty for points and claims (insurance score) and have great coverage


Sent from my iPhone using Tapatalk Pro

[mr pete]

I would implore you to chat with an underwriter at Grundy. I've had to stop selling their policies due to their lack of coverage.

The price is 1/5 of Hagerty for a reason.


Sent from my iPhone using Tapatalk Pro

Yea that’s why I’m not 100% sure on making the switch after what I’ve read.

[SQ13]

Had to make a $15k claim earlier this year thru Grundy, and they covered it without any issues. I’m sure they’ll drop me when it’s time to renew my coverage though.