I called several of the different providers for agreed value insurance today. Grundy told me that I wouldn’t be covered if my car was parked outside at a hotel during a road trip unless it was a trip to a car show. American Collectors (partnered with USAA) was a bit better, but when I asked what “infrequent general use” meant, they made it sound like going out to dinner or driving to the gym once a month was too much.
The Hagerty rep told me “Our mission is to save driving, you can use your car how you want.” I was prepared to sign with them despite their prices being much higher than the other providers, but unfortunately they wouldn’t underwrite me due to a speeding ticket and a comprehensive claim for a windshield on my X5 within the past three years. I plan to revisit them next spring when those have fallen off my record.
For what it’s worth, none of them had an issue with a $50k agreed value.
The Hagerty rep told me “Our mission is to save driving, you can use your car how you want.” I was prepared to sign with them despite their prices being much higher than the other providers, but unfortunately they wouldn’t underwrite me due to a speeding ticket and a comprehensive claim for a windshield on my X5 within the past three years. I plan to revisit them next spring when those have fallen off my record.
For what it’s worth, none of them had an issue with a $50k agreed value.
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